A car accident can be traumatizing, physically, mentally and emotionally. And the worst thing is that the accident itself is only the beginning of your troubles. In addition to dealing with medical appointments and outrageous medical bills, you have to think about car repairs or replacement, time lost off work, disruption to your family…

Owning and driving an automobile are an everyday part of life for most Americans, and getting a driver’s license is a decades-old rite of passage for teenagers. Most of us take driving for granted, giving little thought to the risks involved in dropping the kids off at school, running to the store for groceries, or…

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