Personal Injury Lawyer
Most people assume that if they are fully insured by an auto policy, workman’s comp, personal health insurance or other types of insurance, they will be fully covered and compensated in the event of an accident or injury. After all, you pay your premiums month after month, and have every right to expect complete coverage.
Sadly, that is not always how insurance works. In essence, insurance companies are like any other business. Their goal is to maximize profits and limit liabilities, meaning they will charge you the highest rates they can, while paying out the lowest benefits they can get away with.
Sometimes, you need a lawyer to get your injury case settled fair and square. With the help of an experienced injury lawyer, you are more likely will receive the settlement award you deserve.
Why Apply for an Injury Lawyer?
First, let’s define the major reasons people seek injury compensation:
- To pay all the bills for post-accident medical treatment.
- To cover car repair expenses, in the case of a motor vehicle accident.
- To ensure a decent lifestyle for your family and yourself while you are unable to work.
Whenever you have a legal expert on your side, it significantly strengthens your claim and enhances your chances of not only winning, but receiving the compensation you deserve. The key point here is that an injury lawyer will not allow the guilty party to speed up the legal process so you receive less money than you merit.
By hiring an injury attorney, you not only fight back for your right to receive decent compensation, but you also gain valuable time to take care of your health and prevent extra stress. No worries about gathering the required documentation and wasting hours negotiating with the insurance company.
When You Should Hire a Lawyer to Work With Your Case
In certain circumstances, you may have a chance of winning an injury settlement with no legal help. However, the following situations force you to hire a seasoned injury lawyer to negotiate a fair personal injury insurance settlement for you.
Refusal from the insurance company
Insurance companies are primarily motivated by making a profit. Let’s face it, if there is at least a slight chance that you could be partially at fault in the accident, or that there is a lack of evidence. An insurance company will do its best to avoid paying you.
If your few first calls to your insurance company have been met with tons of excuses and unclear answers, you can be sure that no money will be paid. Be careful here, because no matter how many documents you provide and how many forms you fill out, the insurer will always find a reason to deny your claim.
This is the point in time when you have to act fast and hire a professional injury attorney. With his or her help, you will no longer need to run around gathering tons of documents requested by the insurer. An experienced injury lawyer knows how to navigate the insurance company’s deadlines, and the point at which they can choose between paying you or moving the conflict to court.
Bad Injuries as a Result of an Accident
The severity of your injuries is one of the most essential points that determine the range of compensation fo your case. If you have suffered a lot because of the accident, you deserve to get the highest settlement amount to cover all your current expenses, and to ensure a proper lifestyle for some time after you recover.
The factors that are used to measure the damage to your health condition are:
- doctor’s notes,
- medical bills,
- diagnostic results,
- injury type,
- length of medical treatment,
- length of recovery period,
- possible post-accident complications.
The three major reasons to apply for the highest compensation are:
- A temporary or long-term disability, acquired after the accident.
- Personal Injuries, caused by careless or incompetent medical treatment or malpractice.
- Severe trauma resulting from the accident that requires a long-term recovery process.
- Ongoing disability that threatens your ability to continue to perform your job.
You need an experienced attorney that can give you an estimated compensation amount for your particular injury right from the start. Knowing how much money you actually deserve will make you more confident and and help to relieve stress.
Multiple Parties Involved
The most complicated cases are those with multiple parties involved. Let’s take a car accident for example: two drivers, a couple of passengers and pedestrians could be hurt during a typical motor vehicle collision.
When multiple parties are involved, there is even a chance that you may become a subject of insurance claims from other injured people. Cross-claims cases are too challenging for individuals with no legal education and experience. Hiring a professional injury lawyer ensures a successful injury settlement.
How to Find a Personal Injury Attorney
Hiring a personal injury lawyer can make the difference between being able to pay your medical bills and other expenses, or running out of funds before you recover and are able to return to work.
Your lawyer will negotiate on your behalf with the at-fault party’s insurance company, and possibly even in court if it becomes necessary to file a personal injury lawsuit. Make sure your lawyer is someone you feel you can trust, and with whom you feel comfortable.
If you have been injured in an accident and need a lawyer, Cronus can help. We can provide you with a reputable and trustworthy legal expert who will negotiate on your behalf to get the largest settlement possible for your personal injury case.