No matter how experienced you are at your job or how many safety measures your employer has put in place, sometimes accidents happen at work. Thankfully, employers in most states in the US are required to carry Worker’s Compensation insurance for their workforce. In Worker’s Com claims, you do not need to prove who caused the accident, as long as you can prove the incident happened on the job site.
If you are injured or disabled to the point where you cannot return to work, either temporarily or permanently, Worker’s Comp entitles you to compensation for medical expenses, rehabilitation and missed wages. If you die, your family may be compensated for funeral expenses.
When Workman’s Comp Does Not Apply
In some cases, the nature of your injury or accident is not covered by your employer’s Worker’s Comp policy. When that happens, you may need to obtain a lawyer and file a lawsuit against your employer to receive full compensation for your injuries. Workplace injuries are often contested by employers and insurers.
When you are the victim of an accident, it may be difficult to think about anything other than getting help and attending to your injuries. Nevertheless, in order to get the maximum compensation for your workplace injury, there are a few measures you should take immediately:
- Immediately inform your supervisor that you were injured on the job
- File a detailed incident report explaining exactly what happened
- Ask witnesses to provide a written corroboration of your accident and injuries
- Take pictures or video at the scene of the accident, of your injuries, and during ongoing phases of healing
When your accident was caused by unsafe working conditions, your goals for collecting evidence and documentation are to prove that your employer’s negligence was ultimately the cause of your accident and injury.
Even if your workplace accident is covered by your employer’s Worker’s Comp insurance, you may still be able to file a personal injury lawsuit against the manufacturer of unsafe equipment or an employee from another company who caused an accident. Consult an attorney if you think you have a legitimate case.
Get Funding While You Wait
Lawsuits can take weeks, months or even years to settle. Meanwhile, you may need extra money to cover medical and personal expenses. Cronus offers work injury loans to help get you through the difficult weeks before your case settles. The application process is simple, and you may get your funds in as little as a day.
If you need money now, contact Cronus, and let us help you get through the rough times while you wait for your personal injury settlement.