Workplace injuries can occur anywhere, regardless of your profession or work environment. Job-related accidents can be life-changing, causing financial hardship due to injuries that were not your fault, while you try to recover both physically and mentally. By law, workers compensation insurance is compulsory for businesses in most states in the US.
Sadly, the majority of employers do not rush to provide an immediate payout after you are injured at your workplace, and you may need to hire a lawyer. Case settlement can take a long time, leaving you with medical bills, legal fees and time spent recovering while you prepare documentation for court.
A lawsuit cash advance offers a solution to help you overcome your temporary financial setbacks, so you can concentrate on your health and prepare for your case. In this post, we will highlight the most common types of workplace injuries, tell you more about your recoverable damage options, and briefly discuss the advantages of pre-settlement funding from Cronus Capital Group.
Workplace Injuries
Work-related injuries happen while employees are performing duties on behalf of an employer during the course of employment. To be classified as a work-related injury, the accident has to occur at the workplace, in a company-owned vehicle, or at a location you are visiting on behalf of your employer. Your actions before and during the accident also factor into your eligibility for compensation.
Common Job-related Accidents
- Vehicle Accidents
Employees who drive for business purposes are subject to the risk of getting into a motor vehicle accident, leading to injury or even death.
- Falling Object Injuries
Head injuries are the most common result of falling objects. Objects can fall or be dropped by another person. Heavy books, printers and small appliances may fall from shelves, and much heavier objects are a threat at building or warehouse sites.
- Overexertion Injuries
Overexertion injuries are among the most common and expensive workplace accidents. Employees receive compensation for health issues incurred from pulling, lifting, pushing, holding, carrying, and throwing objects while at work.
- Machine Entanglement
This type of injury is often the result of failure to observe safety procedures when working with heavy equipment and machinery, or by a malfunction of the machinery itself.
Work-related Office Injuries
1. Falls
The Centers for Disease Control (CDC) states that falls are the most common office-related accidents. According to the CDC, office workers are 2 to 2.5 times more likely to suffer injuries from a fall than non-office workers.
The most common causes of office falls include:
- Using a chair instead of a ladder to reach overhead objects.
- Inadequate lighting or poor visibility.
- Slipping on wet floors.
- Reaching for something while sitting on an unstable chair.
- Walking injuries: tripping over loose carpeting and electrical cords; running into solid objects like glass barriers, walls, doors, tables, chairs, open file drawers, etc.
2. Incorrect Workspace Ergonomics
Uncomfortable workstations, tools, and equipment not only increase physical stress on a worker’s body, but also become a cause of many potentially dangerous and disabling work-related musculoskeletal disorders (MSDs).
The Occupational Safety and Health Administration (OSHA) states that each year US employers pay more than $15 billion in workers’ compensation costs for MSDs.
Constant typing, excessive computer use, repetitive wrist or shoulder motions and prolonged restricted posture can strain muscles and tendons, causing back pain, vision problems, carpal tunnel syndrome, and more.
Recoverable Damages for Workplace Injuries
Workers’ compensation usually applies only if you were at the workplace when the accident happened. Injuries received on your way to or from work do not count, unless you were in the process of performing some work-related tasks. In such scenarios, you may be eligible for compensation, but the result depends on your case specifics, state laws and the skills of your attorney.
Now that we have named some of the most common workplace injuries, let’s talk about recoverable damages for workers compensation:
- Medical expenses, as a rule, are paid in full, including emergency services, ongoing care, and rehabilitation.
- Lost wages are covered for missed days or weeks of work.
- Compensation for a permanent impairment caused by a workspace injury is also on the table. The amount of recoverable damages varies significantly and depends on the case details.
- In case of death, family members of the employee are often compensated for burial expenses and loss of income.
Above are just a few areas of recoverable damages from workers compensation. Each case is unique and requires attention to detail, and accurate tracking of all documentation and expenses.
Workers Compensation Settlement Funding from Cronus
If your work-related injury has caused financial instability during the extended settlement process, there is no need to max out your credit cards or borrow money from relatives.
Cronus Capital Group provides pre-settlement funding to help you through a rough patch while your attorney fights for your rights as an injured employee. Relieving financial stress in the short term can help you hold out for the maximum compensation to which you are entitled.
We provide you with financial assistance in the form of a cash advance against your worker’s compensation case. Unlike conventional funding, you will never have to make monthly payments. You pay nothing until your case settles, and you only pay back the money if you win your case. If you don’t win, you owe us nothing!
Contact us today for risk-free pre-settlement funding. In most cases, you will have your cash advance within 24 hours of approval.
